TruRewards® Mastercard® Credit Card

Your TruRewards Mastercard credit card is the card that pays you back with rewards points, has low fixed rates and comes with all the digital and contactless payment options you would expect from a credit card. Learn more about all the benefits TruRewards cardholders enjoy.

Feel rewarded with low fixed rates and fees

• No annual fee for unsecured card*
• 9.99% - 13.99% fixed APR on purchases and balance transfers
• No balance transfer fee, no cash advance fee, and no over-the-limit fee
• 1.10% foreign transaction fee

Earn more with our TruRewards program

• Receive 4,000 points just for activating your card
• Earn 4 points on every $1 you spend on qualifying purchases
• Redeem points through our TruRewards program towards cash back, gift cards, local rewards, travel benefits, and merchandise

Mastercard's outstanding benefits

• Mastercard ID Theft Protection™
• Worldwide Automatic Travel Accident & Baggage Delay insurance †
• Receive a 15% discount on Airport Meet & Greet services
• Car Rental insurance through MasterRental †
• Travel Assistant Services

No matter which card you choose, all Banner Bank credit cards give you access to:

Add your credit card to a digital wallet of your choice to make fast and secure payments in store, in-app or online.

Our credit cards are equipped with contactless payment technology. To pay quickly and securely at retail stores, tap your card on the contactless symbol at the checkout register.

When you provide us with your mobile phone number, we can text you fraud alerts for your Banner Bank credit card. Simply reply Yes to confirm your credit card activity or No for unauthorized transactions. Text messages come from short code 86975.

When you provide us with your mobile phone number, we’ll text you if we notice suspicious activity on your card. Otherwise, we may contact you by phone if we detect suspicious activity.

We have step by step demos that walk you through how to quickly and securely access your credit card online to make payments and more.

Please contact us if you have questions or prefer to apply in person:

Important Credit Card Disclosures and Documents

• View Banner Bank Mastercard® Credit Card Terms and Conditions
• View Credit Card Cardholder Agreement – 9.99% fixed APR
• View Credit Card Cardholder Agreement – 11.99% fixed APR
• View Credit Card Cardholder Agreement – 13.99% fixed APR
• View TruRewards Program Terms and Conditions

If you are not eligible for the unsecured credit card, we may consider your application as one for a Deposit Secured Credit Card. If you accept the offer, you will be provided the Secured Credit Card Security Agreement by your banker. This program requires securing the credit card by a Banner Bank deposit account with a balance at least equal to the desired credit limit ($300 to $5,000), and the execution of a separate security agreement. Annual Fee for Deposit Secured Credit Card is $25.